Banking Decoded

Join the all-in-one personal and business finance ecosystem. Cross-border payments, a dedicated IBAN account, and online acquiring, united. Online, fast and smart.

*You will receive a confirmation email and we will email you only important launch updates.

All of your banking, limitless possibilities. One product.

Simplify your personal and business banking with the all-in-one financial ecosystem. Open Merchant accounts, IBAN accounts for business and personal use fast thanks to smart onboarding procedure.

possibilities phone

Register fast

To us, you’re more than just a login or a password. All our services can be unlocked with a simple and fast registration.

In your country

Available for businesses in 40 countries

  • Australia
  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czechia
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Gibraltar
  • Greece
  • Hong Kong
  • Hungary
  • Iceland
  • Ireland
  • Isle of Man
  • Israel
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • New Zealand
  • Norway
  • Poland
  • Portugal
  • Romania
  • Singapore
  • Flag of Slovakia Slovakia
  • Slovenia
  • South Africa
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom

Not registered in any of the above? Contact our partner Maxpay to get incorporated.

Onboard smart

Onboard online seamlessly for personal and/or business needs. Because every business is run by people.

Onboard online

Time is money - Get verified fully online at your convenience with a user friendly KYC procedure. Personal KYC under one hour, business KYC under 48 hours completed fully online. No branch visits, no waiting, no paper forms, no personal data sharing via post, email or in person.

Bank easy

Manage acquiring and settlement accounts for all of your businesses and your personal accounts together in one place. View balances and transaction details across all of your accounts from one dashboard.

Open Business and Personal IBANs

Open European IBANs for personal and business use in just a few clicks, all conveniently accessible from a single dashboard. Funds covered up to €100,000 under the European deposit insurance (ECOFIN).

ONLINE
Open Merchant Accounts

Get your e-commerce business (merchant account) up and running in less then 48 hours. Choose from prebuilt checkout pages, e-commerce plugins or an API to integrate a payment gateway on your website with security and compliance built-in.

Settle with a unified view

Monitor merchant and settlement account balances from a single dashboard. Access your money hassle-free, withdraw funds from anywhere.

Lifestyle

  • Insurance
  • Retail
  • Home goods and furniture
  • Clothing and accessories
  • Pets
  • Hotels
  • Hobbies and travel
  • Games
  • Theaters
  • Video game arcades
  • e-books

Business

  • Software
  • Digital goods
  • Transportation
  • Shipping
  • Ticket agencies
  • Utility bills collection
  • Travel agencies
  • Household appliances
  • Low-value goods
Internet business-ready

Use our expertise in ecommerce for subscription services, marketplaces, online stores and platforms in most business verticals.

Move money worldwide

Easily pay, exchange currencies, make cross-border payment transfers and collect money to meet all of your business and personal goals.

Pay and collect

Compress your cash cycle and decrease external funding needs by receiving payments faster and paying bills just in time without budgeting for holds and delays.

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Convert currency instantly

Instantly create unlimited currency accounts and exchange money at favorable rates.

Transfer locally or abroad

Reduce fee costs when paying multiple low-value business bills, personal expenses and transferring money, including cross-border payments in multiple currencies. Send or receive SEPA transfers in Europe fast and at favorable rates.

Simplify payouts

Move money from and to other accounts with safe and secure authentication, fast transaction execution.

Your business is global, shouldn’t your money be the same?

Faster, better, safer and merchant and business banking ecosystem. Coming soon.

*You will receive a confirmation email and we will email you only important launch updates.