Merchant services
Do business your way with our merchant payment services
Traditional banks push many rules and demands upon companies when it comes to merchant account opening. Genome provides online merchant account services like payment processing and credit card acceptance just as banks do, just faster and as secure.
Merchant services
Genome account features benefit merchants of small, medium and enterprise size
Accept credit cards & local payment methods
Let your customers pay you the way they used to with traditional credit cards (VISA, MasterCard, Diners Club) and with over 20 local alternative payment methods and more than 20 accepted currencies.
Dive into merchant reports & analytics
Create multiple merchant reports for tracking and in-depth analysis of your sites transactions, approve ratios, chargebacks, and other metrics from one dashboard.
Integrate with CMS & platforms
Genome offers clients quick integration and full service if they run their online business in Shopify, PrestaShop, OpenCart, OXID, WooCommerce, Magento, and Drupal, etc.
Benefit from direct payout
Oversee your settlement account and all the payout details after payment processing from the dashboard. Schedule payouts to reoccur choosing from D+1, D+3, D+7 timing options. No delays and no hidden fees.
Start fast with API integration
Quick and secure online onboarding and 2 options (H2H and HPP) for API integration on your website. Create customizable checkout pages to provide your customers with seamless payment experience.
Try it out before going live
Get to know the possibilities with a safe test of your merchant dashboard before going live. Fully functional space that you can explore and fit to your business needs and then use as your merchant account.
Full service
Easy access to features from traditional personal and business banking via the app or the website dashboard. Add accounts, order physical and virtual cards, share access — all in one place.
Support
Every merchant in Genome gets a dedicated account manager that will provide professional assistance and a technical specialist to answer any question regarding integration, setup, etc.
Merchant services
Expand beyond credit cards payments
Offer card alternatives to appeal to a wider, international demographic. Genome offers around 20 local payment methods. Among these are Sofort, Giropay, Przelewy24, MyBank and others. Accept payments from major issuers like Visa, Mastercard, and Diners Club International cards easily.
Merchant services
Marketplaces and platforms Genome has integrations with:
Merchant services
More flexibility than traditional banks can offer
Apply for an instant merchant account opening without visiting banks in person and wasting time on bureaucracy. Fast onboarding, API integration on your website, multiple MIDs, dedicated account managers — all so you can grow with Genome.
Merchant services
Open a merchant account online in 3 steps
Step 1
Step 2
Step 3
Sign up to Genome and choose Business wallet.
Follow the instruction and fill in information about your business.
Upload the scanned documents required to confirm your company's identification.
Merchant services
Want to know details? Contact us
How do I get a merchant account?
You can start a merchant account if you have a company and need to accept electronic payments. Banks have different requirements for companies to apply for a merchant account. With Genome, the process is simple, safe, and swift.
How to apply for a merchant account?
You will only need access to your phone, Genome's website, and identification documents for you and the company. The onboarding process is carried out online. First, you are required to open personal and business accounts. When that is done, apply for a merchant account: provide information about your company, as well as scanned documents that confirm the ownership.
What is a merchant account fee?
There are certain fees business owners need to pay for the merchant account services. Genome's fees for some services differ for low-risk and high-risk accounts. The merchant account opening is free for both, with a 0,15 EUR fee per successful transaction for low-risk and 0,25 EUR fee per authorization, declined or a successful transaction for high-risk clients. For more information on merchant account fees visit Genome's pricing page.
What is the best merchant account for small businesses?
Small businesses usually need to distinguish themselves from the competitors by excelling in their products and services quality. Genome can help with the latter. Get frictionless, swift payment services on your website. Offer clients traditional and multiple alternative payment options. Your transactions will be protected from chargebacks with our anti-fraud tools. You can also open as many merchant accounts as you might require.