Money transfers

Safe SWIFT transfers in Genome

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Genome money transfers
Genome SWIFT transfers

International SWIFT transfers for personal and business users

Get used to easy and secure transfers with the benefits of SWIFT global payments available in Genome accounts. No bank lines, no cash troubles: send it, save the template for the next transfers, schedule it securely, completely online.

Money transfers

How to use SWIFT money transfer services in Genome?

Genome convenience


SWIFT payments are one of the most popular ways to send money globally. So whether you send it to your business partners or family  — they will receive the funds no matter where they are located.

Genome security


The payments are secure and transparent, as SWIFT has strict requirements for banks in that field. Genome adds another level of security with our built-in protection and SCA tools.

Genome SWIFT transfers online

Access Genome SWIFT transfers completely online

You can easily access SWIFT through our payment system after opening a personal or a business account within Genome. With an online onboarding and approval process, you can start sending SWIFT payments globally the very same day when your account is approved.

Money transfers

Send SWIFT transfers to multiple countries

With Genome, you can make SWIFT payments to over 150 countries and territories in euros, British pounds, and US dollars. Find the complete list of countries to which you can send SWIFT transfers, as well as the list of prohibited industries for such payments, on this page.

Money transfers

How to send an international SWIFT money transfer in Genome

Sign up to Genome, start a personal or a business wallet.

Genome sign up

Go to the Genome Dashboard, click on the Transfers tab and choose the Bank transfer option.

Genome enter name

Enter the beneficiary’s details: BIC and IBAN, or an account number and a sort code.

Genome BIC / SWIFT code

Check if the amount you want to send is correct and confirm the payment.

Genome IBAN

Money transfers

Fees for sending SWIFT transfers

Genome utilizes the SHA payment instruction, which allows splitting the fees between a client and a beneficiary. Meaning that you will pay for the transfer order while the beneficiary will handle the charges applied by any intermediary bank. For more detailed information visit our pricing page.

Money transfers

Even more services from Genome for your business

Multi-currency accounts

Multi-currency accounts for your business

Open an account in your company name in EUR and then, if needed, add more in USD, GBP and EUR (5 accounts per currency) for free. Make payments in your company name and generate account statements yourself.

Genome money transfers

International money transfers

Don’t worry, SWIFT payments are not the only option for your business in Genome. Our team also offers instant internal and SEPA transfers. All can be saved and scheduled in a few clicks.

Genome shared access

Shared access to business accounts

Share the workload with your team with Genome’s My Team feature. After they pass the identity verification, it will be available free of charge. Assign roles and edit access rights to the account whenever you see fit.

Genome card

Genome Corporate Card

Control your business money flows, track business trip expenses, manage marketing budgets and logistics bills — all with Genome VISA business card, available in slick black plastic matte finish and virtually.

Genome security

Security and anti-fraud solution

We take our clients' security seriously with transaction checkups and offer built-in anti-fraud platform tools. Stay secured with SCA compliant Genome, which is licensed and regulated by the Central Bank of Lithuania.

Genome services

Merchant services

Once you start a business account, you can apply for a merchant one to accept credit card and local method payments on your website. Get access to merchant dashboard and analytics, integrate with e-commerce platforms and more.

Money transfers

Looking for more options beside payment by SWIFT?

Genome also provides transfer alternatives that are available for both personal and business account users. Send money from our dashboard using a Genome app or a desktop web version. Find out the transfer costs in the pricing section.

SWIFT is a type of messaging network for banks to exchange data and complete international money transfers and other operations. SWIFT has been around for almost half a century and is the most common way to transfer money to other countries. Over 200 countries and territories have SWIFT payments available.

The payments exchange happens thanks to the Bank Identifier Code. The BIC consists of 8 or 11 characters and is assigned to every bank to differentiate between them. This is what you need for a transfer: 1. A full name of the person receiving money; 2. Their BIC; 3. A beneficiary’s account number or an IBAN (consists of 34 digits).

Depending on the weekends and holidays, the time difference between territories, and currency exchange processes, the transfer is usually completed in 1 to 3 business days. More information on how long SWIFT transfers take within Genome and the fees here.

SWIFT has developed a Customer Security Controls Framework, which is a multilayer security system with strict requirements for banks. It also established the Global Payments Innovation for absolute transparency of operations, so that each payment participant can track the execution of transactions in real-time. Now all financial organizations that provide SWIFT services need to comply with strict security requirements. An annual audit for compliance with the requirements has been introduced as well. If you join Genome, you will get access to Covery anti-fraud platform tools for risk management and fraud prevention.