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Open personal, business and merchant account in Genome

Open multiple merchant accounts, business, and personal IBAN accounts, and manage them all online: multicurrency IBANs, online acquiring, cross-border payments, merchant account – all in one place.

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One product for all of your online processing and merchant services.

Simplify your personal and business financing with the all-in-one financial ecosystem. Open Merchant accounts, IBAN accounts for business and personal use fast thanks to smart onboarding procedure.

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Register fast

Fill in the signup form and get all the benefits for personal and business finance managements in one place.

In your country

Available for businesses in 40 countries

  • Australia
  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czechia
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Gibraltar
  • Greece
  • Hong Kong
  • Hungary
  • Iceland
  • Ireland
  • Isle of Man
  • Israel
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • New Zealand
  • Norway
  • Poland
  • Portugal
  • Romania
  • Singapore
  • Slovakia
  • Slovenia
  • South Africa
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom

Onboard smart

We made onboarding for an online merchant account safe to avoid bureaucracy. Because every business is run by people.

Onboard online

Time is money - Get verified fully online at your convenience with a user-friendly KYC procedure. Personal KYC under one hour, business KYC under 48 hours completed fully online. No branch visits, no waiting, no paper forms, no personal data sharing in person.

Easy merchant account managing in Genome

Manage merchant and settlement accounts for all of your businesses and your personal accounts together in one place. View balances and transaction details across all of your accounts from one dashboard.

Open Business and Personal IBANs

Open European IBANs for personal and business use in just a few clicks, all conveniently accessible from a single dashboard. Funds covered up to €100,000 under the European deposit insurance (ECOFIN).

Open Merchant Accounts

Get your e-commerce business merchant account up and running in less then 72 hours. Choose from prebuilt checkout pages, e-commerce plugins or an API to integrate a payment gateway on your website with security and compliance built-in.

Settle with a unified view

Monitor merchant and settlement account balances from a single dashboard. Access your money hassle-free with daily, weekly and monthly direct payouts.


  • Insurance
  • Retail
  • Home goods and furniture
  • Clothing and accessories
  • Pets
  • Games
  • Theaters
  • Video game arcades
  • e-books


  • Software
  • Digital goods
  • Transportation
  • Shipping
  • Utility bills collection
  • Household appliances
  • Low-value goods
Internet business-ready

Use our expertise in ecommerce for subscription services, marketplaces, online stores and platforms in most business verticals.

Move money worldwide

Easily pay, exchange currencies, make cross-border payment transfers and collect money to meet all of your business and personal goals.

Pay and collect

Compress your cash cycle and decrease external funding needs by receiving payments faster and paying bills just in time without budgeting for holds and delays.

Convert currency instantly

Instantly assign multi currency accounts and exchange money at favorable rates.

Transfer locally or abroad

Reduce fee costs when paying multiple low-value business bills, personal expenses and transferring money, including cross-border payments in multiple currencies. Send or receive SEPA transfers in Europe fast and at favorable rates.

Simplify payouts

Move money from and to other accounts with safe and secure authentication, fast transaction execution.

Your business is global, shouldn’t your money be the same?

A faster, better, safer business and merchant ecosystem.

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