Low risk includes industries: Medical services, Commercial Equipment, Landscape engineering, Marketing, Software and SaaS, Insurance, Airlines and air carriers, Health and wellness coaching, Tourist attractions and Other activities.
Low or high business risk level will be assigned by Genome team upon completion of the due diligence procedures applicable to our clients.
Please check the lists of permitted countries for legal and natural users, prohibited countries for clients, beneficiaries, payment destinations, and other relationships, and prohibited activities on this page.
Initial EUR IBAN account opening
Monthly account fee
10 EUR / month or 100 EUR / year
Additional (EUR or multicurrency) account opening
Monthly multicurrency account fee
Monthly administration fee (is charged monthly in % of monthly average balance¹ based on annual rate)
Account confirmation letter
Account balance confirmation for audit purposes
Dormant account fee (applies monthly after 6 months of inactivity until the balance reaches 0)
Funds safekeeping fee (in case of impossibility to redeem / transfer funds as described in Clause 20.7 of Genome T&Cs; applies starting from 8th day of notification)
0.005 % (but not less than 1 EUR) of the daily balance stored (If your remaining balance is 10 EUR or below, we may apply a one-time fee up to the amount of your remaining balance).
Code generator (Token)
Incoming / Outgoing transfer inside Genome
SEPA Incoming transfer D+1 (SCT)
SEPA Outgoing transfer D+1 (SCT)
SWIFT Incoming transfer D+1 (+3)
**SWIFT Outgoing transfer D+1 (+3)
Faster Payment (Incoming transfer up to 250 000 GBP)
Faster Payment (Outgoing transfer up to 250 000 GBP)
Top-up by non-Genome card (same cardholder only)
*CFT transfers (pay-out to card)
Cancelation of outgoing SEPA transfer
Refund (investigation request)
Dispute or search of outgoing wire transferred funds
Virtual card activation
Card issuing fee
Card delivery fee
Monthly fee for the card
Second card fee (with delivery)
Card order cancellation
Lost card or replacement (order a new one)
Sales transaction fee (International)
Sales transaction fee (Intra EEA)
Sales transaction fee (Lithuania)
FX on VISA Direct transactions in other currencies
FX on transactions in other currencies
ATM withdrawal fee (International)
1.5 EUR + 2%
ATM withdrawal fee (Intra EEA)
ATM withdrawal fee (Lithuania)
Balance inquiry via ATM
OCT (Intra EEA)
**The SHA (shared fees) is applied. You pay the outgoing transfer fee, the beneficiary pays the charges of other intermediaries.
¹ Monthly average balance on Your Genome Wallet shall be calculated taking the remaining Balance of Your Genome Wallet at the end of the day (23:59, Vilnius time) and dividing the sum from the number of calendar days in a relevant month.